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Here is the practical, legal guide to stopping loan harassment. I have refined the steps to emphasize rigorous due diligence and formal legal engagement. Your updated strategy replaces "Document Evidence" with a mandate for a combined "DUE DILIGENCE AND PRE-LEGAL CONSULTATION" phase. Following this, instead of a general legal check, you are now advised to fully "ENGAGE LEGAL ASSISTANCE" to resolve the issue with professional support. All other steps, such as understanding your rights and escalating to the RBI, remain core components of this comprehensive action plan.

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