The NIST 800-63A IAL3 digital identity guidelines have become the cornerstone of secure federated identities. Their high fidelity verification requires claimed attributes match with real ones to help prevent stand-in fraud or any other illegal acts from being undertaken by fraudulent actors.
TrustSwiftly provides a scalable solution that meets IAL3 requirements for remote and supervised identity proofing, including chat, video, facial recognition with liveness detection and document authentication.
IAL3 Compliant Solution
As nation-state attacks and synthetic identity creation become ever more advanced, it’s imperative that organizations upgrade from Identity Level 2 (IAL2) verification to Identity Layer 3 verification (IAL3). TrustSwiftly offers a scalable and cost-efficient solution that prevents synthetic identities from breaching authentication systems.
Identity proofing is a cornerstone of NIST’s digital identity guidelines, designed to verify claimed identities correspond with actual ones and prevent high-scale attacks like evidence falsification, theft or repudiation.
IAL3 requires submission of strong identity evidence and biometric comparison in order to provide high levels of assurance against stand-in fraud, as well as restricting attribute disclosure between Registered Providers in order to facilitate pseudonymity within a federated environment.
Though investing in an IAL3 process may be expensive, it’s a critical way of protecting against sophisticated impersonation and injection attacks. Without an authorized path between hardware and people, such attacks often succeed; TrustSwiftly’s compliant solution employs a secure encrypted link between kiosk and agent that prevents this.
IAL3 Compliant Kiosks
The NIST 800-63A Digital Identity Guidelines form the cornerstone of modern security, advocating comprehensive identity proofing and strong, phishing-resistant authentication processes. In addition, these Guidelines support pseudonymity in federated environments by mandating high assurance NIST IAL3 verification.
At this level, a CSP compares enrollee’s biometric characteristics against facial images contained within their strongest piece of verified identity evidence; this can be done remotely.
The IAL3 process reduces cyber liability by doing away with OTPs and SMS-based authentication methods and providing secure logins on all devices with just a swipe or touch of the screen. Furthermore, its robust verification process combines multiple checks such as chat, video, document authentication and facial recognition with liveness detection to create a layered defense against fraud attacks. Furthermore, its support of physical tamper detection systems as well as secure connections helps mitigate malware threats against sensitive information and safeguard privacy.
IAL3 Compliant Hardware
The National Institute of Standards and Technology provides standards that serve as benchmarks across multiple fields – ranging from plumbing pressure loss measurements to chemical element viscosities. Their IAL3 verification level serves as a vital piece of the identity framework, serving as a barrier against synthetic identities that cannot penetrate it. RPs must present themselves for physical proofing before being allowed access. For 15 minute sessions either remote or on-premise kiosk proofing sessions with trained agents are held.
This approach represents a dramatic upgrade from traditional IAL2 authentication, where passwordless authentication processes were utilized to validate claims of identity data such as name, address and phone number. Compliance with IAL3 standards involves binding superior strength identity evidence with biometric comparison and liveness detection technology so as to effectively combat stand-in fraud, SIM swaps and MFA bypasses.
TrustSwiftly makes it easier to meet IAL3 guidelines through remote yet supervised IAL3 identity proofing with chat, video, facial recognition with liveness detection and document authentication – creating a robust identity assurance process which reduces attack surface, cyber liability insurance premiums and operational costs due to decreased password resets. By employing our certified NIST IAL3 passwordless verification process that works as a trusted anchor solution our certified NIST IAL3 passwordless verification creates a digital boundary that cannot be breached by spoofing attempts or man-in-the-middle attacks
IAL3 Compliant Software
NIST 800-63A IAL3 digital identity guidelines offer a high level of assurance in online authentication. It includes Identity Assurance Levels (IALs), Authenticator Assurance Levels (AALs), and Federated Assurance Levels (FALs). The most recent update to these guidelines addresses modern security needs by deprecating email OTP and significantly downgrading SMS-based authentication methods while mandating phishing-resistant methods like FIDO Passkeys for subscriber-controlled wallets.
IAL3 demands the highest level of identity proofing, which is achieved by comparing claimed identities against real ones using stronger forms of evidence such as ID documents or facial recognition with liveness detection technology. Furthermore, CSPs must sign an authenticator agreement in order to prevent stand-in fraud.
TrustSwiftly’s IAL3 compliant solution assists organizations with meeting the requirements of IAL3 remotely through various verification methods such as chat, video and biometric comparisons with liveness detection support and document authentication. This improves customer experience while decreasing cyber liability insurance costs and operational expenses by restricting an attacker’s attack surface area.
